Home Loan on Power of Attorney Property is available in select cases where the property is held under a Power of Attorney (PoA) arrangement. Since PoA properties may not always involve direct ownership through a registered sale deed, loan approval depends on legal verification, property documentation, and lender-specific policies.
Housing finance companies like Shubham Housing Development Finance Company assess the validity of the Power of Attorney, ownership clarity, property value, and the applicant’s repayment capacity before approving the loan. With proper documentation and legal support, borrowers can explore financing options for eligible Power of Attorney properties.